Philly Cheese Meatloaf

1. **Preheat the Oven:**
Preheat your oven to 350°F (175°C).

2. **Mix the Ingredients:**
In a large bowl, combine the ground beef, breadcrumbs, shredded cheese, chopped onion, chopped bell pepper, minced garlic, egg, milk, Worcestershire sauce, salt, and pepper. Mix until everything is well combined, but don’t overmix.

3. **Shape the Meatloaf:**
Transfer the mixture to a baking dish or a lined loaf pan. Shape it into a loaf, making sure it’s evenly formed.

4. **Bake:**
Bake in the preheated oven for about 1 hour, or until the internal temperature reaches 160°F (70°C). If you’re adding extra cheese on top, sprinkle it on during the last 10-15 minutes of baking to let it melt.

5. **Serve:**
Let the meatloaf rest for about 10 minutes before slicing. Serve with your favorite sides!

Enjoy your Philly Cheese Meatloaf! If you have any questions or want to customize it further, just let me know!