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In a saucepan, mix the sweetened condensed milk, cream and powdered milk.
Then turn the heat on to medium temperature and stir until the cream thickens.
Transfer the cream to a refrigerator-safe dish, cover
room temperature or refrigerate to speed up the process.
In another bowl, beat the whipped cream until stiff.
Add the chocolate flakes and mix gently.
the chocolate bar and refrigerate for 3 to 4 hours.
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